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Each permittee is solely responsible for any damage or liability occurring by reason of anything done or omitted to be done by the permittee or his or her agent, employee, servant or subcontractor, or in connection with any work, authority or jurisdiction delegated under any permit issued as a result of an application; and each permittee shall indemnify and hold harmless the city, its officers, agents, employees or servants from any and all loss and liability, including cost of defense and attorney fees, resulting from any claims made by reason of or in connection with any work done under the authority of or as a result of any permit issued under this chapter. The permittee shall maintain an insurance policy, naming the city as additionally insured and in an amount as established by the city, during the period of the construction or placement of the encroachment and after construction or placement during the life of the permit unless waived as follows. The insurance policy shall state that the carrier shall notify the city thirty days prior to cancelling the policy for any reason. Encroachments installed under franchise agreements shall not be required to provide insurance under the terms of this chapter. Encroachments built to approved city standards shall not require insurance coverage following satisfactory completion of the improvement as determined by the director and acceptance by the city. Insurance for all other encroachments may be waived by the director only with the concurrence, of the city attorney and the city administrative officer. (Ord. 1131 § 4 (part), 1989: prior code § 7310.13)